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As of July 2025, families across Canada are set to receive continued financial relief through the updated Canada Child Benefit (CCB).
The Canada Revenue Agency (CRA) has confirmed that the maximum monthly payment for eligible children under age six is $619, offering meaningful support to low- and middle-income households facing increased living costs.
Let’s dive into who qualifies, when payments are issued, and how the CRA calculates your 2025 benefit.
What’s New in the 2025 Canada Child Benefit
The Canada Child Benefit 2025 continues to be a tax-free monthly payment designed to help with the cost of raising children. The benefit amounts have been adjusted for inflation as of July 2025 to better reflect the reality of family budgets today.
- Children under 6 years: Up to $619 per month
- Children aged 6 to 17: Up to $522 per month
The benefit amounts are calculated based on your 2024 tax return, meaning your adjusted family net income (AFNI) is used to determine eligibility and payment amounts.
Official CCB Payment Schedule for 2025
The CRA releases monthly payment dates so families can plan their finances accordingly. Here is the updated payout calendar for the remainder of 2025:
| Month | CCB Payment Date |
|---|---|
| July 2025 | July 19, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
| October 2025 | October 18, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 19, 2025 |
Payments are directly deposited into the recipient’s bank account. Processing times may vary slightly depending on your financial institution.
Who Qualifies for the Canada Child Benefit in 2025?
To be eligible for the Canada Child Benefit in 2025, the applicant must meet the following criteria:
- Must live with the child and be the primary caregiver
- Must be a Canadian resident for tax purposes
- Must have filed a 2024 income tax return
- Must meet income thresholds as outlined by the CRA
If your household income is below $34,863, you may receive the maximum benefit. As income rises, the benefit is gradually reduced using a tiered formula based on the number of children and family income level.
How CRA Calculates Your CCB in 2025
CRA uses several factors to determine your monthly CCB payment:
- Number of eligible children
- Age of each child
- Your adjusted family net income from 2024
Example: A family with two children under 6 and a net income of $32,000 may receive approximately $1,238 monthly. If the family income increases above the cut-off threshold, the payment is reduced using CRA’s annual reduction rate structure.
The Child Benefit Canada 2025 remains a vital financial tool for parents. With higher payment limits, a predictable payment schedule, and inflation-based adjustments, this program helps reduce financial stress for millions of families.
To ensure you receive your full entitlement, keep your CRA information updated, file taxes on time, and monitor your My CRA Account.
FAQs
What is the maximum monthly CCB payment for July 2025?
Up to $619 per month for children under 6 and $522 for children aged 6 to 17.
When is the next Canada Child Benefit payment date?
The next scheduled payment is July 19, 2025, according to CRA’s confirmed payout schedule.
How is my CCB amount determined?
It’s based on your 2024 net income, number and age of children, and CRA’s annual inflation adjustments.