2025 GST/HST Credit Boost In Canada – Key Info For Low-Income Families

The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a tax-free quarterly payment designed to assist individuals and families with low or modest incomes in offsetting the GST or HST they pay.

In 2025, the Canada Revenue Agency (CRA) has implemented an increase in the GST/HST credit amounts to better support low-income Canadians amid rising living costs.

Understanding the 2025 GST/HST Credit Increase

The GST/HST credit amounts are adjusted annually to reflect inflation and changes in the cost of living. For the payment period from July 2025 to June 2026, based on the 2024 tax return, eligible individuals and families will receive increased amounts.

Updated GST/HST Credit Amounts for 2025

Household Type	Previous Annual Credit	New 2025 Annual Credit	Increase Amount
Single Adult	$519	$552	+$33
Married/Common-Law Couple	$680	$720	+$40
Each Child Under 19	$179	$198	+$19

These adjustments aim to provide additional financial relief to low-income Canadians, helping them manage everyday expenses more effectively.

Eligibility Criteria for the GST/HST Credit

To qualify for the GST/HST credit in 2025, individuals must meet the following conditions:

Age Requirement: Be at least 19 years old. If under 19, you must have (or had) a spouse or common-law partner, or be (or have been) a parent and live (or have lived) with your child.
Residency: Be a resident of Canada for income tax purposes during the month before and at the beginning of the month in which the CRA makes a payment.
Tax Filing: File a 2024 income tax return, even if you have no income to report.
Income Thresholds: Your adjusted family net income must be below certain thresholds to receive the full credit. The credit is gradually reduced as income increases and is eliminated at higher income levels.

Payment Schedule for the GST/HST Credit

The GST/HST credit is issued quarterly. For the 2025–2026 payment period, the scheduled payment dates are:

July 4, 2025
October 3, 2025
January 3, 2026
April 3, 2026

Payments are made via direct deposit or mailed cheques, depending on your chosen method.

Maximizing Your GST/HST Credit Benefits

To ensure you receive the full benefits of the GST/HST credit, consider the following tips:

Timely Tax Filing: File your income tax return on time each year, even if you have no income.
Keep Information Updated: Inform the CRA of any changes in your marital status, number of children, or address to ensure accurate benefit calculations.
Utilize CRA Tools: Use the CRA’s online services, such as My Account, to monitor your benefit payments and update personal information.
Explore Additional Benefits: Check eligibility for other federal and provincial benefits that may complement the GST/HST credit, such as the Canada Child Benefit or provincial tax credits.

The 2025 increase in the GST/HST credit reflects the Canadian government’s commitment to supporting low-income individuals and families amid economic challenges.

By understanding the eligibility criteria, payment schedules, and ways to maximize benefits, Canadians can better navigate financial planning and access the support available to them.

FAQs

What is the GST/HST credit increase for 2025?

For the 2025–2026 payment period, the GST/HST credit amounts have increased to $552 for single individuals, $720 for married or common-law couples, and $198 for each child under 19.

How do I apply for the GST/HST credit?

You are automatically considered for the GST/HST credit when you file your annual income tax return. No separate application is necessary.

Can I receive the GST/HST credit if I have no income?

Yes. Even if you have no income, you must file a tax return to be eligible for the GST/HST credit.