CRA Confirms $496 GST/HST Credit For 2025 – Full Payment Schedule And Eligibility
The Canada Revenue Agency (CRA) has officially announced the GST/HST Credit 2025 details, confirming a maximum annual benefit of $496 for eligible individuals.
This tax-free quarterly payment helps low and modest-income Canadians offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) they pay throughout the year.
With rising living costs across the country, the GST/HST Credit continues to play a crucial role in easing financial pressure. In 2025, the CRA maintains the credit at up to $496 annually, distributed in four equal payments.
What Is the GST/HST Credit and Who Qualifies in 2025?
The GST/HST Credit 2025 is a non-taxable payment issued every quarter to individuals or families who meet the eligibility requirements. To qualify in 2025:
- You must be a Canadian resident for income tax purposes.
- You must be 19 years or older (or meet special circumstances if under 19).
- You must have filed your 2024 tax return.
- Your family income must fall within the threshold set by the CRA.
- Eligibility also considers marital status and number of dependent children.
Once your 2024 tax return is filed, no separate application is needed. CRA automatically calculates and determines your eligibility based on that return.
GST/HST Credit 2025: CRA Payment Dates and Amounts
The CRA has released the 2025 GST/HST payment schedule, ensuring Canadians can plan accordingly.
2025 GST/HST Payment Schedule:
| Quarter | Payment Date | Maximum Amount (Individual) |
|---|---|---|
| Q1 | January 3, 2025 | Up to $124 |
| Q2 | April 4, 2025 | Up to $124 |
| Q3 | July 4, 2025 | Up to $124 |
| Q4 | October 3, 2025 | Up to $124 |
Each recipient will receive one-quarter of the total amount they qualify for. Payments are sent via direct deposit or cheque, depending on your CRA payment preference.
How Is the GST/HST Credit Calculated?
The CRA uses the following criteria to calculate the GST/HST Credit amount for each recipient:
- Net income from 2024 tax return
- Family composition (single, married, or common-law)
- Number of children under 19
- Province or territory of residence
To ensure correct payments, it’s important to keep your marital status, address, and dependent information up to date with CRA. Errors or outdated info may result in delays or incorrect payments.
What to Do If You Miss a Payment
If you believe a payment was missed or the amount was lower than expected:
- Log into your CRA My Account portal.
- Confirm your direct deposit details are accurate.
- Contact the CRA directly for clarification or resolution.
While the CRA does not adjust credit amounts mid-year, any change in your circumstances or income will be reflected in the next year’s calculation.
The GST/HST Credit 2025 Canada continues to offer essential financial support for eligible low and modest-income individuals and families.
With $496 confirmed for the year and four set payout dates, recipients can expect predictable and timely assistance. Make sure your tax return is filed and personal details are current to ensure you don’t miss out on this valuable benefit.
FAQs
Do I need to apply for the GST/HST Credit 2025 separately?
No. If you filed your 2024 tax return, CRA will automatically assess your eligibility for the 2025 GST/HST Credit.
When is the next GST/HST Credit payment?
The next payment date is July 4, 2025, covering the third quarter installment.
Can my credit amount change during the year?
No. CRA calculates the annual GST/HST Credit based on your 2024 return. Changes in income or family status are reflected the following year.
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