CRA Confirms $928 Payments for 2025 – Find Out If You Qualify
The Canada Revenue Agency (CRA) has officially confirmed a $928 direct benefit payment as part of its 2025 relief and income support measures. This update comes amid ongoing cost-of-living challenges affecting low- and moderate-income Canadians.
If you’re wondering whether you qualify for this CRA $928 payment, you’re not alone. This guide will walk you through everything you need to know — from eligibility and payment dates to how to claim your benefit.
What Is the $928 CRA Payment?
The $928 payment is a one-time tax-free credit issued by the Canada Revenue Agency in 2025 to provide additional support to eligible Canadians. It is designed to offset inflationary pressures and increased household expenses such as food, housing, and energy.
This new payment is being issued under CRA’s ongoing enhanced refundable credit programs, tied closely to your 2024 tax return and family income level. It is not part of OAS, GIS, or CPP, but functions similarly to GST/HST Credit or Climate Action Incentive payments.
Who Qualifies for the $928 CRA Payment in 2025?
Eligibility for the CRA $928 benefit is based on net family income, marital status, and whether you filed your 2024 income taxes. Below are the core qualifications:
Basic Eligibility Criteria
- You must be a Canadian resident for tax purposes.
- You must have filed your 2024 tax return.
- Your net family income must fall below a specific threshold (see table below).
- You may qualify individually or as a couple depending on your marital status.
- Seniors, low-income families, single parents, and individuals receiving GIS/OAS/CPP may also be eligible.
CRA $928 Payment 2025 – Income Threshold Table
| Household Type | Net Income Limit (2024) | Eligible for $928 Payment? |
|---|---|---|
| Single (no dependents) | Below $38,000 | Yes |
| Married/Common-law | Below $48,000 | Yes |
| Single Parent (1 child) | Below $45,000 | Yes |
| Senior (65+) | Below $41,000 | Yes |
| Individual above limit | Above $50,000 | No |
Note: These figures are approximate and subject to CRA’s official income testing mechanisms based on your latest tax return.
When Will the $928 CRA Payment Be Sent?
The CRA has scheduled the $928 benefit to be distributed in Summer 2025, with most eligible individuals expected to receive the amount through direct deposit or cheque by July 15, 2025.
Payment Schedule
- Tax Filing Deadline: April 30, 2025
- Processing Period: May 1 – June 30, 2025
- Expected Payment Issuance: July 15, 2025
If you opted for direct deposit, you may receive your funds earlier than those expecting paper cheques.
How to Claim the $928 CRA Payment
There is no separate application required for this benefit. However, the following steps are critical:
Steps to Ensure You Receive the Payment:
- File your 2024 income tax return by the April 30, 2025 deadline.
- Ensure all personal and banking information is updated in your CRA My Account.
- Meet the net income threshold as outlined above.
- If eligible, the CRA will automatically issue the payment.
Pro Tip: Activate My CRA Account to track benefit payments, eligibility, and any communication regarding your file.
Why You Might Not Receive the $928 Payment
Some individuals may miss out on the benefit due to common reasons such as:
- Late or missing 2024 tax return
- Incorrect banking or address details
- Net family income exceeding the threshold
- Lack of awareness of eligibility criteria
If you believe you are eligible but haven’t received the payment by August 1, 2025, contact the CRA directly to request a review.
Impact on Other Benefits (OAS, GIS, CPP)
The CRA $928 payment does not affect your other Social Security benefits like Old Age Security (OAS), Guaranteed Income Supplement (GIS), or Canada Pension Plan (CPP). It is completely tax-free and does not need to be reported as income.
In fact, many low-income seniors receiving OAS/GIS may benefit from both streams without penalty.
Summary Table
| Feature | Details |
|---|---|
| Amount | $928 (tax-free) |
| Issued By | Canada Revenue Agency (CRA) |
| Eligibility | Based on net income & 2024 taxes |
| Payment Date | July 15, 2025 |
| Application Required | No, auto-issued post tax return |
| Affects OAS/GIS/CPP? | No, it’s an additional benefit |
The CRA’s $928 payment in 2025 is a welcome relief for eligible low- and moderate-income Canadians. By ensuring your 2024 taxes are filed and income information is current, you can receive this tax-free credit automatically. Don’t miss out—check your eligibility and file on time to secure your benefit.
FAQs
Is the $928 CRA payment the same as the GST or Climate Action Credit?
No, it is a separate one-time payment in 2025, though similar in eligibility and distribution method.
Do I need to apply separately for this payment?
No. If you file your taxes and meet the income criteria, the CRA will issue the payment automatically.
Can seniors receiving OAS or GIS also receive this payment?
Yes. Seniors on fixed income can qualify if they meet the income limits. The payment does not reduce OAS, GIS, or CPP.
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