Canada Child Benefit Set To Increase In July 2025 – Updated Payment Amounts Per Child Revealed
Starting July 2025, the Canada Child Benefit (CCB) will see an increase to help families manage the rising cost of living. This adjustment ensures that the benefit keeps pace with inflation, providing greater support to Canadian households.
What Is the Canada Child Benefit?
The Canada Child Benefit (CCB) is a tax-free monthly payment made to eligible families to assist with the cost of raising children under 18 years of age. The amount is based on factors such as the number of children, their ages, and the family’s adjusted family net income (AFNI.
New CCB Payment Amounts Effective July 2025
For the benefit year starting July 2025, the maximum annual CCB amounts have been increased as follows:
| Child’s Age | Previous Annual Amount (2024-25) | New Annual Amount (2025-26) | Monthly Increase |
|---|---|---|---|
| Under 6 | $7,437 | $7,689 | Approximately $21 |
| 6 to 17 | $6,275 | $6,483 | Approximately $17 |
These increases mean that parents of a child under six could see around an extra $252 per year, while parents of children aged six to seventeen may get about $208 more annually. Actual payment amounts will vary based on family income, as the CCB is income-tested.
Eligibility Criteria
To qualify for the Canada Child Benefit, you must meet the following conditions:
- Be a Canadian resident for tax purposes.
- Live with a child under the age of 18.
- Be primarily responsible for the care and upbringing of the child.
- File an annual income tax return, even if you have no income.
The benefit amount decreases as the adjusted family net income (AFNI) increases. Families with higher earnings may receive reduced benefits due to the progressive reduction formula.
Payment Schedule
The Canada Child Benefit is paid on a monthly basis, typically on the 20th of each month. If the 20th falls on a weekend or holiday, the payment is issued on the last business day before the 20th.
Estimating Your CCB Payment
To estimate your CCB payment, you can use the Child and Family Benefits Calculator provided by the Canada Revenue Agency (CRA). This tool considers your family income, number of children, and their ages to provide an estimate of your monthly benefit.
The increase in the Canada Child Benefit starting July 2025 offers much-needed financial relief to families navigating rising living costs.
By ensuring that the benefit keeps pace with inflation, the government reaffirms its commitment to supporting Canadian families.
To make the most of these benefits, ensure you meet the eligibility criteria and file your 2024 taxes on time.
FAQs
When will the increased Canada Child Benefit payments start?
The increased payments will begin with the July 2025 benefit cycle.
How much more will families receive per child under the new rates?
Families will receive about $21 more per month for children under six and around $17 more per month for children aged six to seventeen.
Do I need to reapply to get the new increased amount?
No reapplication is necessary. As long as you continue to meet eligibility requirements and have filed your 2024 taxes, the updated amounts will be applied automatically.
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