As June 2025 kicks off, residents across Ontario—from Toronto’s cityscape to the peaceful communities of Kenora—are preparing for three major benefit payments from the Canada Revenue Agency (CRA).
Amid rising living costs, including rent, groceries, and utilities, these payments act as essential support mechanisms for families, seniors, and individuals across the province.
Whether you’re navigating childcare expenses in Mississauga, retiring in Niagara, or temporarily residing in Canada, the CRA has structured these benefits to assist you.
This article provides an in-depth guide to the Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and Canada Pension Plan (CPP) with Old Age Security (OAS)—each playing a pivotal role in stabilizing household finances this June.
1. Canada Child Benefit (CCB): Helping Families Raise Children
The Canada Child Benefit (CCB) is a monthly, tax-free payment designed to help parents manage the costs of raising children under 18. It’s especially impactful in high-cost regions like Ottawa, where childcare costs can exceed $1,200 per month.
From school supplies in Brampton to sports gear in Thunder Bay, the CCB provides critical funding to support a child’s growth and well-being.
Eligibility Criteria for CCB
To qualify for the June 2025 CCB:
- Must be a Canadian citizen, permanent resident, or eligible temporary resident.
- Must be the primary caregiver of a child under 18.
- Benefit amount depends on net family income—lower-income families receive more.
- Temporary residents must have 18 consecutive months of residency with a valid permit.
CCB Payment Amounts for June 2025
- Children under 6: Up to $7,787/year (~$649/month)
- Children aged 6–17: Up to $6,570/year (~$547/month)
A Kitchener family with two children under six could receive more than $1,200 per month.
CCB June Payment Date
- June 20, 2025 via direct deposit or cheque.
How to Apply for the CCB
- Register via CRA My Account or submit Form RC66.
- Provide proof of residency and caregiving.
- Keep your details, such as income and marital status, updated.
2. Ontario Trillium Benefit (OTB): Triple Relief for Daily Expenses
The Ontario Trillium Benefit (OTB) consolidates three separate credits to reduce the burden of daily costs:
- Ontario Sales Tax Credit (OSTC)
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
Whether you rent in London or heat your home in Thunder Bay, the OTB offers direct assistance for residents managing household expenses.
Eligibility for OTB in 2025
- Must reside in Ontario as of December 31, 2024
- Must have filed a 2024 tax return
- Benefits are income-tested for maximum fairness
- Temporary residents must have filed taxes and reside in Ontario
OTB Annual Payment Limits
| Credit Type | Annual Maximum |
|---|---|
| OSTC | $360 per person |
| OEPTC | $1,248 (non-seniors), $1,421 (seniors) |
| NOEC | $180 (singles), $277 (families in Northern Ontario) |
A family in Sudbury may receive over $1,600 annually through the OTB.
OTB June 2025 Payment Date
- June 10, 2025
How to Receive the OTB
- No application needed; simply file your 2024 taxes by April 30, 2025.
- Make sure your CRA account details are current.
3. CPP & OAS: Steady Income for Seniors
For Ontario seniors, the Canada Pension Plan (CPP) and Old Age Security (OAS) are critical sources of monthly income. These programs support retirees with essential costs like healthcare, travel, and living expenses.
CPP Breakdown for 2025
- Eligibility: Age 60+, with at least one valid contribution
- Max CPP at 65: $1,433/month (~$17,196/year)
- Average CPP: ~$808.14/month based on updated calculations
- Contribution history, age of retirement, and earnings influence payout
How CPP Is Calculated
- Based on contributions from age 18 to retirement (or age 70 max)
- Includes drop-out provisions for lowest-earning years
- Introduces enhanced CPP tier for income between $71,300–$81,200
OAS Overview
- Eligibility: Age 65+, with 20+ years of Canadian residency
- Max OAS: Around $735/month, inflation-adjusted
- Clawback starts at annual income over $90,997
CPP & OAS June 2025 Payment Date
- June 26, 2025
How to Apply for CPP/OAS
- Apply through CRA My Account or via paper form
- Apply at least 6–12 months in advance
How to Get the Most From Your CRA Benefits in June 2025
To fully utilize your benefits:
- File taxes before April 30, 2025
- Update your CRA My Account details (address, income, family)
- Enroll in direct deposit for faster payments
- Verify eligibility especially if you’re a temporary resident or shared caregiver
- Use payments wisely—cover camp fees, groceries, or healthcare
In a time of rising costs and economic uncertainty, the CRA’s three major benefit programs—CCB, OTB, and CPP/OAS—are essential supports for Ontario residents. Whether you’re a parent in the GTA, a renter in Northern Ontario, or a retiree in Muskoka, these benefits provide timely financial assistance.
Ensure your taxes are filed, your information is up to date, and that you meet eligibility to maximize these vital resources. Empower your finances this June and beyond—take full advantage of what’s available to you.
FAQs
What CRA benefits are being paid in Ontario this June 2025?
The CRA is issuing Canada Child Benefit (CCB) on June 20, Ontario Trillium Benefit (OTB) on June 10, and CPP & OAS on June 26, 2025.
How much can I receive from the Ontario Trillium Benefit?
You may receive up to $360 (OSTC), $1,248–$1,421 (OEPTC), and $180–$277 (NOEC) annually, depending on your income and location.
When are CPP and OAS payments made in June 2025?
Both CPP and OAS will be deposited on June 26, 2025, offering a consistent source of monthly income for Ontario seniors.