3 New CRA Benefit Payments Coming to Ontario Residents in June 2025

As June 2025 kicks off, residents across Ontario—from Toronto’s cityscape to the peaceful communities of Kenora—are preparing for three major benefit payments from the Canada Revenue Agency (CRA).

Amid rising living costs, including rent, groceries, and utilities, these payments act as essential support mechanisms for families, seniors, and individuals across the province.

Whether you’re navigating childcare expenses in Mississauga, retiring in Niagara, or temporarily residing in Canada, the CRA has structured these benefits to assist you.

This article provides an in-depth guide to the Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and Canada Pension Plan (CPP) with Old Age Security (OAS)—each playing a pivotal role in stabilizing household finances this June.

1. Canada Child Benefit (CCB): Helping Families Raise Children

The Canada Child Benefit (CCB) is a monthly, tax-free payment designed to help parents manage the costs of raising children under 18. It’s especially impactful in high-cost regions like Ottawa, where childcare costs can exceed $1,200 per month.

From school supplies in Brampton to sports gear in Thunder Bay, the CCB provides critical funding to support a child’s growth and well-being.

Eligibility Criteria for CCB

To qualify for the June 2025 CCB:

Must be a Canadian citizen, permanent resident, or eligible temporary resident.
Must be the primary caregiver of a child under 18.
Benefit amount depends on net family income—lower-income families receive more.
Temporary residents must have 18 consecutive months of residency with a valid permit.

CCB Payment Amounts for June 2025

Children under 6: Up to $7,787/year (~$649/month)
Children aged 6–17: Up to $6,570/year (~$547/month)

A Kitchener family with two children under six could receive more than $1,200 per month.

CCB June Payment Date

June 20, 2025 via direct deposit or cheque.

How to Apply for the CCB

Register via CRA My Account or submit Form RC66.
Provide proof of residency and caregiving.
Keep your details, such as income and marital status, updated.

2. Ontario Trillium Benefit (OTB): Triple Relief for Daily Expenses

The Ontario Trillium Benefit (OTB) consolidates three separate credits to reduce the burden of daily costs:

Ontario Sales Tax Credit (OSTC)
Ontario Energy and Property Tax Credit (OEPTC)
Northern Ontario Energy Credit (NOEC)

Whether you rent in London or heat your home in Thunder Bay, the OTB offers direct assistance for residents managing household expenses.

Eligibility for OTB in 2025

Must reside in Ontario as of December 31, 2024
Must have filed a 2024 tax return
Benefits are income-tested for maximum fairness
Temporary residents must have filed taxes and reside in Ontario

OTB Annual Payment Limits

Credit Type	Annual Maximum
OSTC	$360 per person
OEPTC	$1,248 (non-seniors), $1,421 (seniors)
NOEC	$180 (singles), $277 (families in Northern Ontario)

A family in Sudbury may receive over $1,600 annually through the OTB.

OTB June 2025 Payment Date

June 10, 2025

How to Receive the OTB

No application needed; simply file your 2024 taxes by April 30, 2025.
Make sure your CRA account details are current.

3. CPP & OAS: Steady Income for Seniors

For Ontario seniors, the Canada Pension Plan (CPP) and Old Age Security (OAS) are critical sources of monthly income. These programs support retirees with essential costs like healthcare, travel, and living expenses.

CPP Breakdown for 2025

Eligibility: Age 60+, with at least one valid contribution
Max CPP at 65: $1,433/month (~$17,196/year)
Average CPP: ~$808.14/month based on updated calculations
Contribution history, age of retirement, and earnings influence payout

How CPP Is Calculated

Based on contributions from age 18 to retirement (or age 70 max)
Includes drop-out provisions for lowest-earning years
Introduces enhanced CPP tier for income between $71,300–$81,200

OAS Overview

Eligibility: Age 65+, with 20+ years of Canadian residency
Max OAS: Around $735/month, inflation-adjusted
Clawback starts at annual income over $90,997

CPP & OAS June 2025 Payment Date

June 26, 2025

How to Apply for CPP/OAS

Apply through CRA My Account or via paper form
Apply at least 6–12 months in advance

How to Get the Most From Your CRA Benefits in June 2025

To fully utilize your benefits:

File taxes before April 30, 2025
Update your CRA My Account details (address, income, family)
Enroll in direct deposit for faster payments
Verify eligibility especially if you’re a temporary resident or shared caregiver
Use payments wisely—cover camp fees, groceries, or healthcare

In a time of rising costs and economic uncertainty, the CRA’s three major benefit programs—CCB, OTB, and CPP/OAS—are essential supports for Ontario residents. Whether you’re a parent in the GTA, a renter in Northern Ontario, or a retiree in Muskoka, these benefits provide timely financial assistance.

Ensure your taxes are filed, your information is up to date, and that you meet eligibility to maximize these vital resources. Empower your finances this June and beyond—take full advantage of what’s available to you.

FAQs

What CRA benefits are being paid in Ontario this June 2025?

The CRA is issuing Canada Child Benefit (CCB) on June 20, Ontario Trillium Benefit (OTB) on June 10, and CPP & OAS on June 26, 2025.

How much can I receive from the Ontario Trillium Benefit?

You may receive up to $360 (OSTC), $1,248–$1,421 (OEPTC), and $180–$277 (NOEC) annually, depending on your income and location.

When are CPP and OAS payments made in June 2025?

Both CPP and OAS will be deposited on June 26, 2025, offering a consistent source of monthly income for Ontario seniors.